Housing is more than just a roof over someone’s head—it’s about restoring dignity, honoring legacy, and building generational wealth. Tarissa’s story reflects the heart of that mission.

On a lot where her grandmother’s home once stood, Tarissa is now raising her own family in a newly built bungalow through South Bend Heritage’s affordable homeownership program. What was once a vacant space has been transformed into a home filled with new memories, stability, and hope. For Tarissa, this was more than buying a house—it was reclaiming her family’s legacy and bringing new life to a historic piece of her past.

At South Bend Heritage, we know that buying a home is one of life’s biggest decisions—and it can feel intimidating. That’s why we’re committed to making the process accessible, offering both renovated historic homes and newly constructed homes designed to strengthen neighborhoods and support long-term success for families.

Our Homeownership Program is made possible in part through the City of South Bend Community Development Program, with funds from the U.S. Department of Housing and Urban Development under Title I of the Housing and Community Development Act of 1977.

All homes and lot sales are subject to income eligibility requirements. Please see the Income Guidelines below for details on current opportunities.

👉 Take the first step toward your new home — explore our available homes below.

AFFORDABLE HOMEOWNERSHIP

BECOME A HOMEOWNER

2025 Income Guidelines
DOWNLOAD APPLICATION

NOTE: We will begin taking applications for the following properties January 1, 2023.

726 Turnock St – Single Family Home through Community Land Trust (Available 1/2026)
724 Turnock St  – 2 Townhomes through Community Land Trust (Available 7/2026)
718 Turnock St –  2 Townhomes through Community Land Trust (Available 7/2026)

If you are interested in the upcoming new construction homes located on Turnock Street, please add your name to the wait list by filling out the form below. These homes will be ready for applications on January 1, 2026. If a home is available, please fill our an application and return to our office. These homes are expected to be available around Winter 2025 - Spring 2026. If you do not fill out an application, you will not be considered for these homes.

Homeownership Qualifications

To be considered you must:

  • Meet income guidelines for each property. 

  • Has not owned a home now (or three years prior) to date of application.

  • Plans to occupy property as your primary residence.

  • Be able to secure a mortgage from the financial institution of your choice.

  • Complete a Homeownership Education Program.

    • An online homeownership education class is available through SBH for $99. Click here for more information. SBH does not offer in person homeownership education or counseling at this time.

  • Download, complete, and turn in your Homeownership Application.

  • Return Application to 803 Lincolnway West South Bend, IN 46616

First Point of Contact:
Kristin Neeley-Givens 
Director of Marketing & Strategy KristinG@sbheritage.org

Realtor:
Bruce Gordon
574.876.3537
blg57@sbcglobal.net

FIND YOUR NEXT HOME

  • 726 Turnock St - Available Now $170,000

    Discover the perfect blend of comfort and affordability in this brand-new single-family bungalow. Featuring 3 bedrooms and 2 bathrooms, this thoughtfully designed home offers modern living in a welcoming neighborhood. Priced in the $170,000 range, it’s an ideal affordable opportunity for first-time buyers. This home is part of the Northeast Neighborhood Community Land Trust.

    View More Photos Here.

  • 724 Turnock St – Townhome A & B

    Be part of South Bend history with these modern Community Land Trust townhomes — the first of their kind in the city. Each home offers 2 bedrooms and 2 bathrooms, designed with efficiency, style, and long-term affordability in mind. These townhomes combine the best of neighborhood living with the security of affordable homeownership, ensuring families can thrive for generations to come.

  • 718 Turnock St – Townhome A & B

    Welcome to a new chapter in South Bend’s housing story. These Community Land Trust townhomes provide an innovative path to ownership, keeping homes affordable now and in the future. Each unit features 2 bedrooms and 2 bathrooms, with a smart layout perfect for today’s families. As one of the first CLT townhome communities in the city, this is more than a home — it’s an investment in stability, equity, and community.

Join the waitlist